Wanted:

• To downsize in house, but upsize in land.

My Suggestions & End Result:

• How to sell their current house with maximum gain.

• Built winning offer based on my experience as a Realtor. 

• Conventional loan with offer built with my recommended specs.

• Utilized a 0.6% pricing adjustment I had available.

• Buyers were able to buy down the rate an additional 0.53%.

• Loan approved in 1 day. 

• Cleared-To-Close in 8 days.

Wanted:

• First, to buy a home that needed repair to get instant equity. 

• Second, obtain a better than market rate.

My Suggestions & End Result:

• Put down at least 10% down so that their Realtor could negotiate larger closing costs concessions, which were used to buy down the rate & pay fees.

• Utilized a 0.6% pricing discount I had access to. 

• Seller concessions bought down the rate an additional 2 discount points.

• Loan approved in 8 days.

Wanted:

• To buy with little to no savings and lower credit.

My Suggestions & End Result:

• Build and improve credit score for 4-6 months. 

• Built winning offer based on my experience as a Realtor. 

• FHA loan with offer built with my recommended specs.

• Buyers received their earnest money back + other costs paid with cash, at closing.

• Buyers were able to buy down the rate by 0.625%.

• Down Payment Assistance (DPA) covered ALL of their down payment.

• From offer to close, 37 days.

Wanted:

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My Suggestions & End Result:

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