To opt out of getting bombarded from marketers regarding a credit app, go to www.optoutprescreen.com
Scroll the the bottom and click on "Opt-In / Opt-Out", then choose the "Electronic Opt-Out for 5 years:" option, then "Continue" and fill out the form. The process of opting-out takes 5 business days to take effect. If you prefer I wait to pull credit until then, please let me know.